+41 22 508 30 25
+44 20 4577 1828Managing money in your 20s doesn’t always feel urgent, even though you may be handling financial responsibilities on your own for the first time. Building a strong foundation by focusing on the basics is a smart place to begin.
During this stage, you’re likely establishing your career and gaining financial independence from your parents. When thinking about financial planning and investing in your 20s, it’s natural to want to spend on experiences and lifestyle, but it’s also a smart time to begin saving toward a home deposit.
For many young adults just starting their careers, money can be tight. Expenses and purchases can significantly eat into a budget, making long-term savings or retirement goals low on the financial list of priorities.
You may find yourself squeezed out of the property market due to soaring house prices and deposits. It’s important to start saving for a deposit as soon as possible if you want to get your foot on the property ladder.
Even though you may not know every possible turn your career may take you, the choices you make in your 20s can have a lasting impact on your future finances. So it’s crucial you make the right decisions about your job.
Student loans and high rents have forced many in their 20s to move back home with their parents. Financial planning in your 20s is a smart move, giving you time to plan your way to achieving financial independence.
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Life is full of unexpected twists, yet many people share similar financial priorities at different stages of their lives. It can be helpful to reflect on your own financial journey through these key life stages.
The investment world can be complex at times, so it’s advised to plan out your personal finances before investing. This could include setting up an emergency fund, paying off debts, or starting a pension. Our free financial health checklist includes:
We all have different situations, finances, and plans, but there are common aspects of our finances that we all should check are in order.
Figuring out how to start investing and the best funds to invest in might seem daunting, but it doesn’t have to be. Our helpful guides and videos seek to answer your questions to help you on your way to building long term wealth.
Gain clarity around your money situation with Financial Coaching. Speak to a real, qualified expert free of charge, who will help you take the next steps with confidence.
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Contact us today to discuss how Dalton Steiner can help you.
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